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In Light Of Women’s Day

In Light Of Women's Day

“In the future, there will be no female leaders. There will just be leaders.”

International Women’s day was first celebrated in 1910 during an International Socialist Women’s conference in Denmark. The main purpose of this day is for women to bring awareness to the gender inequalities that still exist across the world, but to also celebrate how far they have come.

So, what does international women’s day mean today? The theme for international women’s day in 2022 is “Gender equality today for a sustainable tomorrow”, meaning that we need to give women the opportunity to be included and lead the conversations around global and national laws and policies. It follows the idea that the sooner everyone from diverse backgrounds and experiences are able to get involved, the sooner we will be able to reach a solution.

Decline of the Dave’s

Believe it or not, for the past two years there have been more fund managers called Dave than the total amount of women in the role. However, this year there has been a major breakthrough, with female fund managers totalling 11%, compared to 3% of Dave’s. One of the reasons for this advance is thought to be the ability to work from home. Women are no longer being forced to choose between progressing in their career and being available to help with their families.

Invest Like a Woman

In the past 5 years, there have been an increasing number of women seeking financial advice. Although previously women were seen to take on less risk with their investments (potentially due to the fact they were more likely to be steered towards more conservative, low risk/low growth options) they are now changing this narrative and taking their finances into their own hands. They want to be less dependent on their husbands/partners in terms of money for their future, and want to build and maintain financial security of their own. This will have huge benefits for women as they are already at a disadvantage; women live longer than men but statistically earn less, meaning they need to find ways to make their money last longer.

Closing the Gap

There is lots of research pointing towards the benefits of businesses actively pursuing a commitment to gender diversity, as companies with greater gender diversity perform better. Mckinsey’s research has shown that companies in the top quartile for gender diversity on executive teams were 21% more likely to outperform less diverse teams on profitability. Financial services need diversity to generate fresh ideas and perspectives, and to lead in establishing new trends. To achieve gender equality in finance, the financial services industry must do more to help women join companies, stay in their jobs and have the opportunity to be promoted to leadership roles.

Written by: Jemma Long

08 March 2022

Old Webinar

Webinar – CBAM Q1 Portfolio Review and Outlook

On the 12th of April, we are hosting a webinar with our Discretionary Fund Manager, Cape Berkshire Asset Managament (CBAM).

The heads of the investment team, Mark and Shingirai, will be your hosts for the webinar and they will offer insight that we don’t normally share with clients or the public, so book your seat and bring along any questions you may have.

Join Mark and Shingirai on the 12th of April for 45 minutes to 1 hour. 

What will be covered?

  • 2022 Q1 Macrothemes
  • Portfolio Performance
  • Portfolio Positioning
  • Remainder of 2022 Outlook and Strategy

Those who register to the event will be sent a link to the webinar a day prior to the event.


Contact Us For More Info

Ascot Wealth Management Limited is authorised and regulated by the Financial Conduct Authority reference 551744. Our registered office: Scotch Corner, London Road, Sunningdale, Ascot, Berkshire, SL5 0ER. Registered in England No. 7428363. www.ascotwm.com Unless otherwise stated, the information in this document was valid on 3rd February 2017. Not all the services and investments described are regulated by the Financial Conduct Authority (FCA). Tax, trust and company administration services are not authorised and regulated by the Financial Conduct Authority. The services described may not be suitable for all and you should seek appropriate advice. This document is not intended as an offer or solicitation for the purpose or sale of any financial instrument by Ascot Wealth Management Limited. The information and opinions expressed herein are considered valid at publication, but are subject to change without notice and their accuracy and completeness cannot be guaranteed. No part of this document may be reproduced in any manner without prior permission. © 2017 Ascot Wealth Management Ltd. Please note: This website uses cookies. To continue to use this website, you are giving consent to cookies being used. 

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Tax Year End Strategies


Planning for the Tax Year End? With everything going on in the world right now, we want to make it as easy as we can to make your money work for you and help you achieve the financial future you deserve.

What is an ISA?

An ISA is an Individual Savings Account that operates like a normal savings account. There are four types of ISAs:

  • A Cash ISA
  • A Junior ISA
  • Stocks and Shares ISA
  • Innovative Finance ISA

Why is it important to utilise your allowance?

  1. All dividends earned from your Stocks and Shares ISA are Tax Free;

  2. Except from paying Capital Gains Tax;

  3. Interest earned is all Tax Free.

ISA Allowance Available to You

Adult ISAs = £20,000.00

Junior ISAs = £9,000.00

Fun Fact:

At age 16 & 17, you are able to deposit £9,000 to a Stocks & Shares ISA, and £20,000 to a Cash ISA.

Why are Pensions important?

Do you ever feel like you’re just getting by and worry if you’re going to have enough capital to retire? Well the honest answer is millions of people are too.

A Pension scheme is here to tackle just that, providing you with something to live on when you retire.

Why save into a Pension?

Before Retirement:

Pensions are a long term savings plan that has additional benefits such as Tax Relief. Contributions made into your pension will be topped up by either your employer, or the government.

At Retirement:

At retirement (minimum age 55), 25% of your pension is eligible for a Tax Free cash withdrawal.

Inheritance Benefits:

Upon death, your Pension(s) are not included under your estate. Providing Inheritance Tax benefits, such as easily transferable to your spouse/family.

Pension Annual Allowance Available to You

  • Pension contributions are capped at £40,000;
  • Non-taxpayers are able to contribute up to £3,600;
  • If you don’t use your allowance from the last 3 years it can be Carry Forward to the following year.

Important Tax Year End Planning to Take Note

Pension Input Amounts

Is the period of time used to measure deposits paid into your pension against your annual, money purchase, or tapered allowance.

Relevant Earnings

Is defined as employment income, such as:

  • Pay;
  • Wages;
  • Bonuses;
  • Overtime;
  • Commission.

Dividend Income

Tax is exempt on dividend income if it falls within your Personal Allowance.

Carry Forward

As mentioned above, Carry Forward allows you to make full use of your unused last 3 years allowance

Written by: Gregor Gough

10 March 2022